ICSM Safetynet Credit Scoring Just Got Better

The new ratings reflect the past and predict the future.

We will also be making LOADS more International Credit information available on our Website!

Our new International report service and new rating system are due to launch on Monday, September 2nd, 2019, and follow intensive research into what you want.

We will be providing on line International credit reports for more countries than ever before.

The new rating information has been developed following data gathered and tests carried out over 10 years by leading Credit Insurance companies into the causes of company failures.

We believe this risk and rating model to be one of the most accurate in the marketplace.

The New ICSM Safetynet Rating is an alpha numeric rating read in conjunction with a credit guide figure. It is based on all the information and data on our databases, and it summarises our data providers overall opinion on your subject of enquiry.
Near the beginning of our new Credit Reports you will find the Credit Summary which contains the Most Recent Rating, Maximum Credit Limit and a Monthly Limit followed by a history of Ratings, Risks and Limits.

Doing business is risky, as well as competitive and the rating and risk category are designed to improve your credit control by:

  • Allowing you to despatch goods or services without delay (or to prevent despatch) or change credit terms.
  • Influencing your credit limits on new and existing customers
  • Providing sales colleagues with objective company information
When should you seek a Credit Rating?

When you are opening a new account or reviewing an existing account, we recommend you seek an ICSM Safetynet rating in order to assess the degree of your risk:
In regular tests by credit insurance companies, the
New ICSM Safetynet rating has consistently shown its ability to assess solvency and liquidity and to accurately predict the relative risk and survivability of a company.
Limited Companies - Financial Strength
Rating £’s                                  Overall Credit Rating (average values)

  £ A (Excellent)
B (Good)
C (Fair)
D (Poor)
1 50m plus 1000 750 300 125
2 20m-49m 400 250 150 75
3 6m-19m 200 100 70 40
4 1m-5m 100 70 40 20
5 500k-999k 70 50 30 15
6 250k-499k 40 30 20 10
7 100k-249k 20 15 10 5
8 50k-99k 10 7.5 5.2 5
9 25k-49k 5 3.75 2.5 0.75
10 1k-24k 2.5 1.75 1.25 0.75
 0  Less than £1– this does not necessarily imply that the subject is not creditworthy. In this instance closer inspection of the company, its parentage etc. is recommended.
A Agent (files non-trading accounts at Companies Registry). 
  N  Used for newly incorporated companies where accounts are not yet due to be filed and where no negative information exists. Monthly credit guide up to £50,000.
  NIL Used for companies who have not filed accounts in the last 2 years or for newly incorporated companies with negative information.
X Financial embarrassment or closure – credit is not recommended.
S Special Rating. Monthly credit guide up to £1,000,000. This applies to companies of good credit standing (Low to Normal risk) who, for one reason or another, do not fit into the above structure.
SN Special Rating. Monthly credit guide up to £10,000. This applies to creditworthy companies (Normal to Above Normal risk) who, for one reason or another, do not fit into the above structure.
P Parental Link. This rating only applies to strategically important establishments that are part of larger creditworthy organizations. Depending on the financial status of the parent, monthly credit guide could be either £50,000 or £500,000.
N.B. Financial strength indicator is based on number of employees and age of establishment. The above figures give an indication of recommended monthly credit and should not be construed as maximum credit limits, which can only be established by the supplier.
This is an example of what you will see on the new ICSM Safetynet Report:
If you have problems accessing the new system illustrated above on your server follow the instructions below:


  1. Click Tools at the very top of the browser window or b) click the "menu" icon at the top right.
  2. Click Options.
  3. On the left hand side click Privacy & Security.
  4. Scroll down to Cookies and Site Data.
  5. Click Clear Data - a window will appear in the centre of your screen.
  6. Uncheck Cookies and Site Data.
  7. Click Clear.


  1. Click on the "three dots" icon at the top right of your window.
  2. Hover over More Tools and click Clear Browsing Data.
  3. In the pop-up window ensure only Cached images and files is checked.
  4. Click Clear data.

IE 10

  1. a) Click tools at the top of the window or b) click the "gear wheel" icon at the top right.
  2. Click Internet Options.
  3. Under the General tab click Delete.
  4. Ensure only the Cookies and website data box is checked.
  5. Click Delete.


  1.      1.Click on the Safari drop-down menu and select Preferences.
  2.        2. Click the Advanced tab. Select the Show Develop menu in menu bar checkbox and close the Preferences window.
  3.        3. Select the Develop drop-down menu. Click Empty Cache.
  4.         Note: You may want to also clear your browser history.

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